To qualify for an auto loan, you must:

-Have a verifiable name, date of birth and social security number;

-Be a Permanent Resident;

-Have a credit score of 580; 

-Have a U.S. street address;

-Be a resident of a qualifying zip code where the Philadelphia Federal Credit Union offers Covered Accounts;

-Be at least 18 years old;

-Have a valid email account;

-Meet our minimum credit requirements.

-Have a job or job offer you’ve accepted and will start within six months or another verifiable source of regular income that you do not expect to terminate within three months of the application date.
 

See article for car and auto loan eligibility requirements.